About Neal LaPierre
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200% Par Rate Guaranteed 10 yrs
January 25, 2021 in Annuity Products /by Neal LaPierreLooking for new MYGA carrier Options?
January 25, 2021 in Annuity Products /by Neal LaPierreOur office is closed for MLK Day
January 15, 2021 in Annuity News, The Life And Annuity Shop News /by Neal LaPierreThanksgiving 2020 Holiday Hours
November 24, 2020 in Annuity News, The Life And Annuity Shop News /by Neal LaPierreOffice Closure -Tropical Storm ETA
November 11, 2020 in Annuity News /by Neal LaPierreOur office will be closing early at 3pm Wednesday November 11, 2020 due to Tropical Storm ETA. We will evaluate our ability to re-open on Thursday early Thursday Morning as the safety of our staff is our highest priority.
Oceanview Harbourview Annuity Alert – Interest Rate Reduction Notice
July 21, 2020 in Annuity Products /by Neal LaPierreJuly 20, 2020 Oceanview Harbourview Annuity Alert – Interest Rate Reduction Notice Effective Tuesday, July 28th, 2020, Oceanview Life and Annuity Company will be reducing the rates on our 3-year MYGA and 5-year MYGA products. · The new rate for the 3-year MYGA will be reduced to 2.50% · The new rate for the 5-Year […]
Computer network issues – Updated
July 21, 2020 in Annuity News, Annuity Products, The Life And Annuity Shop News /by Neal LaPierreJuly 21, 2020 Dear Valued Agents, We are writing to let you know that The Life and Annuity Shop’s network environment was hit with a highly sophisticated virus injected from outside sources that has disrupted access to our computer systems. As soon as we discovered the incident, we immediately implemented our emergency response protocols and […]
Computer network issues and office early closure on Monday 7/20/20
July 20, 2020 in Annuity News, Annuity Products, The Life And Annuity Shop News /by Neal LaPierreThe Life and annuity shop’s computer network issues that have affected our email, phones and other systems that we reported on Friday 7/17/20 are not completely restored. We have made the decision to close early again today 7/20/20 to allow IT to continue fix the issues. We greatly apologize for this inconvenience to you. We […]
Computer network issues and office early closure
July 17, 2020 in Annuity News, Annuity Products, The Life And Annuity Shop News /by Neal LaPierreThe Life and annuity shop’s computer network is experiencing issues that have affected our email, phones and other systems. We have made the decision to close early today 7/17/20 at 10:30am EST to allow IT to fix the issues. We greatly apologize for this inconvenience to you. We didn’t make this decision lightly. We expect […]
Denali Retirement Elevated
June 23, 2020 in Annuity News, Annuity Products /by Neal LaPierre3.00% 3 year MYGA from A- Carrier
June 4, 2020 in Annuity News, Annuity Products /by Neal LaPierreMemorial-Day Observance – our offices will be closed Monday, May 25th.
May 22, 2020 in Annuity News, The Life And Annuity Shop News /by Neal LaPierreThe Life and Annuity Shop Staff honors and remembers the heroes who sacrificed in the service and protection of our country. In observance of Memorial Day, our offices will be closed Monday, May 25th. We will resume normal business hours Tuesday, May 26th.
2.50% 3 year MYGA w/2% comp
April 17, 2020 in Annuity News, Annuity Products /by Neal LaPierreImpress/Reassure Clients During Pandemic
March 27, 2020 in Annuity News /by Neal LaPierreImpress/Reassure Clients During Pandemic By Bryce Sanders – InsuranceNewsNet – March 27, 2020 You sell insurance. The stock market has been falling. People around the nation are uneasy and confused. That little voice says “Not my problem.” Wrong. Your clients’ problems are your problems; you care about your clients. How can you be there for […]
Top 5yr MYGA
March 25, 2020 in Annuity News, Annuity Products /by Neal LaPierreCOVID-19 Update 3/25/20
March 25, 2020 in Annuity News, The Life And Annuity Shop News /by Neal LaPierreWork from home transition We continue to actively monitor the spread of COVID-19 and we successfully have 60% of our employees working from the safety of their homes. As we make the final push to get our remaining employees to work from home, we will be transitioning our remaining employees today 3/25/20 and tomorrow 3/26/20. […]
Message regarding our Coronavirus Response
March 20, 2020 in Annuity News, The Life And Annuity Shop News /by Neal LaPierreAt The Life and Annuity Shop, LLC., the safety, health and well-being of our community, agent partners, and associates is our top priority. Like you, we are closely monitoring the quickly developing effects of the Coronavirus (COVID-19) pandemic, and adapting the way we do business accordingly. As COVID-19 continues to evolve and spread throughout the […]
IRS Delays Tax Payment Deadline for 90 Days
March 19, 2020 in Annuity News /by Neal LaPierreIRS Delays Tax Payment Deadline for 90 Days March 18, 2020 by Melanie Waddell Treasury Secretary Steve Mnuchin announced Tuesday that individuals would be allowed to defer up to $1 million in tax payments for up to 90 days. He also said the administration was considering sending checks to Americans. “We encourage those Americans who […]
ECHOES OF 2008: ANNUITIES SURGE WHEN EQUITIES CRASH
March 19, 2020 in Annuity News /by Neal LaPierreECHOES OF 2008: ANNUITIES SURGE WHEN EQUITIES CRASH March 18, 2020 by Steve Morelli The past few weeks of dramatic news might sound eerily similar to the 2008 crash, but there are some key differences for annuities, as well as some positive similarities. Click HERE to read the full story via INN ………………………………………………………………………………… Sheryl Moore, […]
5.7-magnitude earthquake strikes near Salt Lake City, state’s largest quake since 1992
March 18, 2020 in Annuity News /by Neal LaPierreThe quake was reported shortly after 7 a.m. local time. By Emily Shapiro March 18, 2020, 10:10 AM Originally posted on abcnews.go.com Continue reading We normally don’t post news like this but this will affect several of our carriers that are headquartered in Salt Lake City UT. Namely, Atlantic Coast Life, Sentinel Security Life and […]
Interest Rate Alert
March 6, 2020 in Annuity News, Annuity Products /by Neal LaPierreDear Valued Producer, I wanted to make sure all of you are aware of the dramatic recent changes in the financial markets, especially the bond market. The yield on the 10 year treasury has been declining for the last month but the decreases in yields have really accelerated over the past 5 days. • On […]
Top Ranked MYGA
February 26, 2020 in Annuity News, Annuity Products /by Neal LaPierreAM Best Assigns Credit Ratings to Oceanview Life and Annuity Company and Oceanview Reinsurance Ltd.
January 24, 2020 in Annuity News /by Neal LaPierreAM Best Assigns Credit Ratings to Oceanview Life and Annuity Company and Oceanview Reinsurance Ltd. Originally Posted On Businesswire.com November 13, 2019 04:57 PM Eastern Standard Time OLDWICK, N.J.–(BUSINESS WIRE)–AM Best has assigned a Financial Strength Rating of A- (Excellent) and a Long-Term Issuer Credit Rating (Long-Term ICR) of “a-” to Oceanview Life and Annuity Company […]
AM Best Upgrades Credit Ratings of Equitable Life & Casualty Insurance Company
October 3, 2019 in Annuity News /by Neal LaPierreOctober 03, 2019 03:16 PM Eastern Daylight Time OLDWICK, N.J.–(BUSINESS WIRE)–AM Best has upgraded the Financial Strength Rating to B+ (Good) from B (Fair) and the Long-Term Issuer Credit Rating to “bbb-” from “bb+” of Equitable Life & Casualty Insurance Company (Equitable) (Salt Lake City, UT). The outlook of these Credit Ratings (ratings) has been […]
Uncapped Accumulation FIA – 10% Bonus, 9% Comp & Top MYGA
September 16, 2019 in Annuity News, Annuity Products /by Neal LaPierreJuly 4th Holiday Office Hours
July 3, 2019 in Annuity News, The Life And Annuity Shop News /by Neal LaPierreThe Life and Annuity Shop, LLC. Wishes everyone a safe and happy Independence Day! In observance of this holiday, our offices will be closed on July 4th and 5th.
Memorial-Day Observance – our offices will be closed Monday, May 25th.
May 24, 2019 in Annuity News, The Life And Annuity Shop News /by Neal LaPierreThe Life and Annuity Shop Staff honors and remembers the heroes who sacrificed in the service and protection of our country. In observance of Memorial Day, our offices will be closed Monday, May 25th. We will resume normal business hours Tuesday, May 26th.
AM Best Upgrades Credit Ratings of Insurance Subsidiaries of Nassau Insurance Group Holdings, L.P.
May 9, 2019 in Annuity News /by Neal LaPierreMay 01, 2019 03:38 PM Eastern Daylight Time OLDWICK, N.J.–(BUSINESS WIRE)–AM Best has upgraded the Financial Strength Rating (FSR) to B+ (Good) from B (Fair) and the Long-Term Issuer Credit Ratings (Long-Term ICR) to “bbb-” from “bb+” of Nassau Life Insurance Company and PHL Variable Insurance Company, collectively known as Nassau Insurance Group. Concurrently, AM Best […]
AM Best Revises Outlooks to Positive for Investors Heritage Life Insurance Company
May 9, 2019 in Annuity News /by Neal LaPierreMay 2, 2019 by A.M. Best Oldwick – AM Best has revised the outlooks to positive from stable and affirmed the Financial Strength Rating (FSR) of B+ (Good) and the Long-Term Issuer Credit Rating (Long-Term ICR) of “bbb-” of Investors Heritage Life Insurance Company (IHLIC) (Frankfort, KY), which is subsidiary of Aquarian Investors Heritage Holdings LLC (Aquarian). […]
Investors Heritage MYGA Rates are Dropping January 26th
January 15, 2019 in Annuity News /by Neal LaPierreIMPORTANT INFORMATION Investors Heritage Life Insurance Company – HERITAGE BUILDER ANNUITY On January 26th the Heritage Builder 3, 5 and 7-year annuity rates will be reduced as follows: 3 Year 2.90% 5 Year 3.50% 7 Year 3.60% The current rate will be honored on all applications dated on or before January 25th […]
NEW Single Premium Multi-Year Guaranteed Rate Annuities!
November 5, 2018 in Annuity Products /by Neal LaPierreBankers Life will suspend all new sales of BLIC products effective October 1, 2018
September 28, 2018 in Annuity News, Annuity Products /by Neal LaPierreBankers Life will suspend all new sales of BLIC products effective October 1, 2018 Important Field Announcement Click here for the original Field Announcement Originally received via email on Thu 9/27/2018 10:46 PM Dear Valued Agents, As you know, just over 18 months ago Bankers Life Insurance Company became part of Global Bankers Insurance […]
Give Your Business Some RPMs – Introducing Retirement Plus Multiplier Annuity
September 12, 2018 in Annuity Products /by Neal LaPierreA-CAP and Saybrus Partners Launch New Thematic Indexed Annuity Based on the Goldman Sachs Motif Aging of America Dynamic Balance Index
September 12, 2018 in Annuity News /by Neal LaPierreA-CAP and Saybrus Partners Launch New Thematic Indexed Annuity Based on the Goldman Sachs Motif Aging of America Dynamic Balance Index September 7, 2018 by A-CAP and Saybrus Partners NEW YORK–(BUSINESS WIRE)–A-CAP and Saybrus Partners today announced the launch of Retirement Plus Multiplier Annuity, a single premium fixed indexed annuity. The annuity is the latest […]
Introducing Retirement Plus Multiplier Annuity
September 7, 2018 in Annuity Products /by Neal LaPierreThe Life and Annuity Shop – Labor Day Weekend Holiday Hours
August 31, 2018 in Annuity News, The Life And Annuity Shop News /by Neal LaPierreThe Life and Annuity Shop Office will close at 1:00pm EST this Friday, August 31st and remain closed on Monday, September 3rd in observance of Labor Day. We will return to normal business hours on Tuesday, September 4th. Have a wonderful holiday weekend!
It’s official: DOL fiduciary rule is dead
June 21, 2018 in Annuity News /by Neal LaPierreThe 5th Circuit Court of Appeals issued a mandate Thursday making its March 15 decision to strike down the regulation effective By Mark Schoeff – InvestmentNews – June 21, 2018 After a long delay, the U.S. Fifth Circuit Court of Appeals confirmed Thursday a March decision to strike down the Labor […]
Consumers Comfortable, Yet Terrified Of Risk
June 12, 2018 in Annuity News /by Neal LaPierreConsumers Comfortable, Yet Terrified Of Risk Could an annuity help soothe those anxious consumers? By Cyril Tuohy – InsuranceNewsNet – June 12, 2018 Americans seem more comfortable with market volatility, but recoil at the thought of a downturn that could devastate their retirement savings, a new survey has found. Can these contradictory strands really exist […]
SEC fiduciary rule … is not a fiduciary rule
April 20, 2018 in Annuity News /by Neal LaPierreSEC fiduciary rule … is not a fiduciary rule By Kenneth Corbin – FinancialPlanning – April 20, 2018 For years, the common shorthand in describing any SEC move to set new regulations for brokers was a “uniform fiduciary standard” that would “harmonize” the rules for broker-dealers and investment advisors. Nearly a decade after the debate […]
What’s Next for the DOL Fiduciary Rule?
March 21, 2018 in Annuity News /by Neal LaPierreWhat’s Next for the DOL Fiduciary Rule? March 16, 2018 by John Hilton The Department of Labor fiduciary rule does not exist anymore after a late-Thursday court ruling. That court decision opens the door for the Securities and Exchange Commission and state insurance departments to take over rulemaking. The Fifth Circuit Court of Appeals’ 2-1 […]
Gibson Dunn: No ‘Circuit Split’ on DOL Rule; Decision Applies Nationwide
March 21, 2018 in Annuity News /by Neal LaPierreGibson Dunn: No ‘Circuit Split’ on DOL Rule; Decision Applies Nationwide March 20, 2018 by Nick Thornton Gibson Dunn, the law firm that successfully argued to vacate the Labor Department’s fiduciary rule before the U.S. Court of Appeals for the 5th Circuit, says the 2-to-1 decision in favor of industry opponents of the rule applies “nationwide.” […]
DOL Fiduciary Rule Struck Down by Appeals Court
March 21, 2018 in Annuity News /by Neal LaPierreDOL Fiduciary Rule Struck Down by Appeals Court March 16, 2018 by Melanie Waddell The U.S. Court of Appeals for the 5th Circuit voted 2-1 Thursday to vacate the Labor Department’s fiduciary rule. The nine plaintiffs in the 5th Circuit case included the U.S. Chamber of Commerce, the Securities Industry and Financial Markets Association and […]
Financial strength Plus competitive rates and features.
February 8, 2018 in Annuity Products /by Neal LaPierreTriVysta: Real Diversification, Real Returns
January 22, 2018 in Annuity Products /by Neal LaPierreA.M. Best Upgrades Credit Ratings of Guaranty Income Life Insurance Company
November 2, 2017 in Annuity News /by Neal LaPierreNovember 1, 2017 by Best’s News Service FOR IMMEDIATE RELEASE OLDWICK – NOVEMBER 01, 2017 A.M. Best has upgraded the Financial Strength Rating (FSR) to B++ (Good) from B+ (Good) and has upgraded the Long-Term Issuer Credit Rating (Long-Term ICR) to “bbb+” from “bbb-” for Guaranty Income Life Insurance Company (Guaranty) (Baton Rouge, LA). The outlook of these […]
Sentinel Security Life Annuity Rate increase Effective 11/01/2017
November 1, 2017 in Annuity Products /by Neal LaPierrePersonal Choice – MYGA Rate Increase Effective 11/01/2017 MYGA crediting rates for all guarantee periods will increase by 10 bps effective November 1, 2017! To view updated rates, please download a copy of the current Rate Sheet below. These new rates will be applied to all contracts issued on or after 11/01/2017 regardless of the date […]
Atlantic Coast Life – Annuity Rate increase Effective 11/01/2017
November 1, 2017 in Annuity Products /by Neal LaPierreAtlantic Coast Life – Annuity Rate increase Effective 11/01/2017 Safe Harbor and Safe Haven Rate Increase – Effective November 1, 2017 We are excited to announce that our Safe Harbor and Safe Haven crediting rates for all guarantee periods will increase by 10 bps effective November 1, 2017! To view our updated rates, please download […]
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