Life & Health Guaranty Associations
Each state’s life and health insurance guaranty association is governed by state law. You are advised to consult your state insurance department for details.
Life & Health Guaranty Associations
Each state’s life and health insurance guaranty association is governed by state law. You are advised to consult your state insurance department for details.
| State | Max liability for present value of an annuity contract | Max death benefit with respect to any one life | Max liability for cash or withdrawal value of life insurance policy | Max aggregate benefits for all lines of insurance | State Guaranty Association Phone Numbers |
| Alabama | $250,000 | $300,000 | $100,000 | $300,000 | 205.879.2202 |
| Alaska | $100,000 | $300,000 | $100,000 | $300,000 | 907.243.2311 |
| Arizona | $250,000 | $300,000 | $100,000 | $300,000 | 602.364.3863 |
| Arkansas | $300,000 | $300,000 | $300,000 | $300,000 | 501.375.9151 |
| California | 80% not to exceed $250,000 | 80% not to exceed $300,000 | 80% not to exceed $100,000 | 80% not to exceed $300,000 | 323.782.0182 |
| Colorado | $250,000 | $300,000 | $100,000 | $300,000 | 303.292.5022 |
| Connecticut | $500,000 | $500,000 | $500,000 | $500,000 | 844.425.4442 |
| Delaware | $250,000 | $300,000 | $100,000 | $300,000 | 302.456.3656 |
| Dist. of Col. | $300,000 | $300,000 | $100,000 | $300,000 | 202.434.8771 |
| Florida | $250,000 | $300,000 | $100,000 | $300,000 | 904.398.3644 |
| Georgia | $250,000 | $300,000 | $100,000 | $300,000 | 770.621.9835 |
| Hawaii | $100,000 | $300,000 | $100,000 | $300,000 | 808.528.5400 |
| Idaho | $250,000 | $300,000 | $100,000 | $300,000 | 208.378.9510 |
| Illinois | $250,000 | $300,000 | $100,000 | $300,000 | 773.714.8050 |
| Indiana | $100,000 | $300,000 | $100,000 | $300,000 | 317.636.8204 |
| Iowa | $250,000 | $300,000 | $100,000 | $300,000 | 515.248.5712 |
| Kansas | $250,000 | $300,000 | $100,000 | $300,000 | 785.271.1199 |
| Kentucky | $250,000 | $300,000 | $100,000 | $300,000 | 502.895.5915 |
| Louisiana | $250,000 | $300,000 | $100,000 | $500,000 | 225.381.0656 |
| Maine | $250,000 | $300,000 | $100,000 | $300,000 | 207.633.1090 |
| Maryland | $250,000 | $300,000 | $100,000 | $300,000 | 410.998.3907 |
| Massachusetts | $250,000 | $300,000 | $100,000 | $300,000 | 413.744.8483 |
| Michigan | $250,000 | $300,000 | $100,000 | $300,000 | 517.339.1755 |
| Minnesota | $250,000 | $500,000 | $130,000 | $500,000 | 651.407.3149 |
| Mississippi | $100,000 | $300,000 | $100,000 | $300,000 | 601.981.0755 |
| Missouri | $100,000 | $300,000 | $100,000 | $300,000 | 573.634.8455 |
| Montana | $250,000 | $300,000 | $100,000 | $300,000 | 262.965.5761 |
| Nebraska | $250,000 | $300,000 | $100,000 | $300,000 | 402.474.6900 |
| Nevada | $250,000 | $300,000 | $100,000 | $300,000 | 775.329.8387 |
| New Hampshire | $100,000 | $300,000 | $100,000 | $300,000 | 603.472.3734 |
| New Jersey | $100,000 | $500,000 | $100,000 | $500,000 | 732.345.5200 |
| New Mexico | $250,000 | $300,000 | $100,000 | $300,000 | 505.820.7355 |
| New York | $500,000 | $500,000 | $500,000 | $500,000 | 212.202.4243 |
| No. Carolina | $300,000 | $300,000 | $300,000 | $300,000 | 919.833.6838 |
| North Dakota | $250,000 | $300,000 | $100,000 | $300,000 | 701.235.4108 |
| Ohio | $250,000 | $300,000 | $100,000 | $300,000 | 614.442.6601 |
| Oklahoma | $300,000 | $300,000 | $100,000 | $300,000 | 405.272.9221 |
| Pennsylvania | $100,000 | $300,000 | $100,000 | $300,000 | 610.975.0572 |
| Puerto Rico | $100,000 | $300,000 | $100,000 | $300,000 | 787.765.2095 |
| Rhode Island | $250,000 | $300,000 | $100,000 | $300,000 | 401.273.2921 |
| So. Carolina | $300,000 | $300,000 | $300,000 | $300,000 | 803.276.0271 |
| South Dakota | $250,000 | $300,000 | $100,000 | $300,000 | 605.336.0177 |
| Tennessee | $250,000 | $300,000 | $100,000 | $300,000 | 615.242.8758 |
| Texas | $250,000 | $300,000 | $100,000 | $300,000 | 512.476.5101 |
| Utah | $200,000 | $500,000 | $200,000 | $500,000 | 801.572.5067 |
| Vermont | $250,000 | $300,000 | $100,000 | $300,000 | 802.249.0284 |
| Virginia | $250,000 | $300,000 | $100,000 | $350,000 | 804.282.2240 |
| Washington | $500,000 | $500,000 | $500,000 | $500,000 | 360.426.6744 |
| West Virginia | $250,000 | $300,000 | $100,000 | $300,000 | 304.733.6904 |
| Wisconsin | $300,000 | $300,000 | $300,000 | $300,000 | 608.242.9473 |
| Wyoming | $100,000 | $300,000 | $100,000 | $300,000 | 303.292.5022 |
| Disclaimer: Provided for informational purposes only and not for the purpose of sales, solicitation or inducement to purchase any annuity product. The Life and Annuity Shop, LLC. is not responsible for the accuracy of this information. If you wish to confirm these coverage’s prior to making an annuity purchase, please call your state insurance department. | |||||
