
The Life and Annuity Shop
Disclaimer
This site is not for the general public. It is for licensed insurance agents only.
No portion of this Web site, or information contained therein, can be reproduced on other public or private Web sites without express written consent by
The Life and Annuity Shop, LLC. Failure to comply with this policy will result in legal penalties.
Latest Product & Annuity News
4th of July Hours Announcement 2026July 1, 2026 - 4:55 PM
Memorial-Day Observance – Our offices will be closed Monday, May 26thMay 21, 2026 - 1:40 PM
❄️ Best Wishes This Holiday Season ❄️ and Holiday Office ClosuresDecember 22, 2025 - 11:23 AM
Thanksgiving 2025 Holiday HoursNovember 21, 2025 - 2:26 PM
Axonic Insurance Secures a $210 Million Preferred Equity Investment from LuminArx and Deutsche BankOctober 30, 2025 - 9:21 AM
The Life and Annuity Shop – Labor Day Weekend Holiday HoursAugust 25, 2025 - 1:11 PM
North American MYGA Rate Decrease 9/1/2016
/in Annuity NewsNorth American MYGA Rate Decrease 9/1/2016 MYGA interest rate decrease effective September 1, 2016 North American Guarantee ChoiceSM Multi-Year Guarantee Annuity (MYGA) interest rates are decreasing as follows: Surrender Charge Period1 New High Band Rate Old High Band Rate New Low Band Rate Old Low Band Rate 3-Year 1.30% 1.50% 1.00% […]
UPDATED! Royal Choice Annuity Interest Rates
/in Annuity NewsUPDATED! Royal Choice Annuity Interest Rates Effective September 1, 2016, the Royal Choice Multi-Year Guarantee Annuity (MYGA) rates will change. Effective September 1, 2016, the Royal Choice Multi-Year Guarantee Annuity (MYGA) rates will change. Please review the new rates below for ALL rate changes. ANNUITY INTEREST RATES as of 9/1/2016* Rate as of 9/1/2016* […]
EquiTrust Certainty Select® Multi-Year Guarantee Annuity Increase Effective 8/18/16
/in Annuity NewsEquiTrust Certainty Select® Multi-Year Guarantee Annuity Increase Effective 8/18/16 2.75% FOR 6 YEARS 3.00% FOR 8 YEARS 3.25% FOR 10 YEARS EquiTrust Certainty Select® Multi-Year Guarantee Annuity Increase Effective 8/18/16 Available to applicants ages 0-90 • Nursing home waiver rider, applicant ages 0-80 (not available in MA) • Full Accumulation Value at Death • Available in 49 states […]
Sentinel Security Life Annuity Rate Adjustment – Effective 08/15/2016
/in Annuity NewsSentinel Security Life Annuity Rate Adjustment – Effective 08/15/2016 Sentinel Security Life Annuity Rate Adjustment – Effective 08/15/2016 Effective August 15, 2016, the rates for our MYGA 5-year and 7-year annuities will decrease by 10 basis points. Additionally, our MYGA 10-year annuity rates will decrease by 20 basis points. To download an updated Annuity Rate […]
Choice Series and MYGA Rate Adjustments Effective August 5, 2016
/in Annuity NewsChoice Series and MYGA Rate Adjustments Effective August 5, 2016 American Equity’s Choice Series and MYGA rates will change on August 5, 2016. To receive the current rates, original applications along with cash or 1035/Direct Transfer paperwork must be received in our office by 4:45PM CT on Thursday, August 4, 2016. Transfer funds must be […]
Atlantic Coast Life Annuity Rate Decrease Effective 08/09/2016
/in Annuity NewsAtlantic Coast Life Annuity Rate Decrease Effective 08/09/2016 Effective August 9, 2016, the rates for Safe Haven and Safe Harbor 5, 6, and 7-year annuities will decrease by 15 basis points. Additionally, 10-year annuity rates will decrease by 20 basis points. New Interest Rate Sheet is at the bottom of this post. Important Dates to […]
FGL Updates FIA Products
/in Annuity NewsFGL Updates FIA Products Prosperity Elite® Series’ and Safe Income Plus® Enhanced Guaranteed Minimum Withdrawal (EGMWB) roll-up rate. The vesting premium bonus for Prosperity Elite® 10 and Safe Income Plus® will change, as well as cap rates and spreads across our FIA portfolio, with the exception of the FG Retirement Pro® product. These changes are […]
North American Guarantee Choice℠ Multi-Year Guarantee Annuity Rates are decreasing.
/in Annuity NewsMYGA Rate Decrease Effective August 2, 2016 North American Guarantee Choice℠ Multi-Year Guarantee Annuity Rates are decreasing. Surrender Charge Period¹ New High Band Rate Old High Band Rate New Low Band Rate Old Low Band Rate 3-Year 1.50% 1.70% 1.20% 1.40% 4-Year 1.70% 1.90% 1.45% 1.65% 5-Year 2.35% 2.55% 2.10% 2.30% 6-Year 2.10% 2.30% […]
Multi-year Guarantee Annuities… A Safe Haven for today’s uncertain world.
/in Annuity ProductsAtlantic Coast Life’s Multi-Year Guaranteed Annuities
/in Annuity ProductsCheck out Atlantic Coast Life’s Outstanding Multi-Year Guaranteed Annuities Choice of 5, 6, 7 or 10 year surrender This annuity was created with the flexibility to meet the need of your clients. Industry Leading Interest Rates available as simple or compound interest crediting. Optional riders: (see rate sheet below for rider cost) Preferred 10.00% withdrawal Death benefit […]