North American MYGA Rate Decrease 7/6/16

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Effective July 6, 2016
North American Guarantee ChoiceSM Multi-Year Guarantee Annuity Rates are decreasing.

Surrender Charge Period1

New High Band Rate Old High Band Rate New Low Band Rate

Old Low Band Rate

3-Year 1.70% 1.80% 1.40% 1.50%
4-Year 1.90% 2.00% 1.65% 1.75%
5-Year 2.55% 2.75% 2.30% 2.50%
6-Year 2.30% 2.50% 2.05% 2.25%
7-Year 2.55% 2.75% 2.30% 2.50%
8-Year 2.75% 2.95% 2.55% 2.75%
9-Year 2.85% 3.05% 2.65% 2.85%
10-Year 2.95% 3.15% 2.75% 2.95%
NOTE: New interest rates will apply to applications received in the Home Office on or after July 6, 2016. To receive current rates, get application in before July 6, 2016.

FOR AGENT USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.
This product is issued by North American Company for Life and Health Insurance®, West Des Moines, IA. Product features and options may not be available in all states or appropriate for all clients. See product brochure, disclosure and state approval chart for further details and limitations.
The North American Guarantee ChoiceSM is issued on forms NC/NA1000A (certificate/contract) AE515A, AE516A, LR427A, LR433A, LR441A and LR441A-1 (endorsements/riders) or appropriate state variation. 1. A surrender during the surrender charge period could result in a loss of premium. The surrender charge and Interest Adjustment (also known as Market Value Adjustment) reset with renewal. Surrender charge structure may vary by state.

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