|Effective July 6, 2016|
|North American Guarantee ChoiceSM Multi-Year Guarantee Annuity Rates are decreasing.|
|NOTE: New interest rates will apply to applications received in the Home Office on or after July 6, 2016. To receive current rates, get application in before July 6, 2016.
FOR AGENT USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.