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Introducing Retirement Plus MultiplierSM Annuity

Introducing Retirement Plus Multipliersm Annuity

The great wave of Baby Boomers, are looking for more out of retirement and from their retirement savings. Retirement Plus MultiplierSM Annuity is a fixed indexed annuity designed to answer this demand, with exciting new index crediting strategies and a choice of riders to boost growth or maximize income for life.

  • KEY FEATURES
    • •5-, 7- and 10-year surrender options
    • •Issue ages 0-85
    • •Fixed interest account option
    • •0% floor protects accumulation value from market loss
    • •5% free withdrawals after year 1
    • •Free withdrawals for RMDs in any year
  • FIRE UP POTENTIAL GROWTH OR INCOME
    • Growth Benefit – Provides higher participation and cap rates
    • Income Multiplier – Guaranteed Lifetime Withdrawal Benefit with step-up and up to 100% income enhancing bonus
    • One rider must be elected
  • RIDE TO THE TOP
    • Goldman Sachs Motif Aging of America Dynamic Balance Index Comprised of companies concentrated in the healthcare and real estate sectors that may benefit from the growth of the older population in the United States, with dynamic rebalancing between equities and fixed income and volatility control feature seeking to generate smooth, stable returns over time.
      •1-Year Point to Point with Participation Rate
      •3-Year Point to Point with Participation Rate
    • S&P 500® Index
      Well-known index comprised of 500 major companies representing leading industries of the U.S. economy
      •1-Year Point to Point with Participation Rate
      •1-Year Point to Point with Cap Rate

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For agent use only. Not for use with consumers.

DISCLOSURE FOR RETIREMENT PLUS MULTIPLIERSM ANNUITYThis fixed indexed annuity is not sponsored, endorsed, sold, guaranteed, underwritten, distributed or promoted by Goldman Sachs & Co. LLC or any of its affiliates with the exception of any endorsement, sales, distribution or promotion of this product that may occur through its affiliates that are licensed insurance agencies (excluding such affiliates, individually and collectively, “Goldman Sachs”). Goldman Sachs makes no representation or warranty, express or implied, regarding the suitability of annuities for your financial situation generally, or fixed index annuities or the investment strategy underlying this fixed indexed annuity particularly, the ability of the Goldman Sachs Motif Aging of America Dynamic Balance Index to perform as intended, the merit (if any) of obtaining exposure to the Goldman Sachs Motif Aging of America Dynamic Balance Index or the suitability of purchasing or holding interests in this fixed indexed annuity. Goldman Sachs does not have any obligation to take the needs of the holders of this fixed indexed annuity into consideration in determining, composing or calculating the Goldman Sachs Motif Aging of America Dynamic Balance Index. GOLDMAN SACHS DOES NOT GUARANTEE THE ACCURACY AND/OR COMPLETENESS OF THE GOLDMAN SACHS AGING OF AMERICA DYNAMIC BALANCE INDEX OR OF THE METHODOLOGY UNDERLYING THE INDEX, THE CALCULATION OF THE INDEX OR ANY DATA SUPPLIED BY IT FOR USE IN CONNECTION WITH THIS FIXED INDEXED ANNUITY. GOLDMAN SACHS EXPRESSLY DISCLAIMS ALL LIABILITY FOR ANY SPECIAL, PUNITIVE, INDIRECT OR CONSEQUENTIAL DAMAGE EVEN IF NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES.

The Goldman Sachs Motif Aging of America Dynamic Balance Index (the “Index”) is a Goldman Sachs owned index. “Motif” is a registered trademark of Motif Investing, Inc. (“Motif Investing”) and has been licensed for use by Motif Capital Management Inc. (“Motif Capital”) and sublicensed for certain purposes by Goldman Sachs. The Index and the FIA is not sponsored, endorsed, sold or promoted by Motif Investing, Motif Capital or their respective affiliates or make any representation regarding the advisability of investing in the Index or the FIA. Motif Capital’s only relationship to Goldman Sachs with respect to the Index is the licensing of the Motif trademark.

MOTIF CAPITAL DOES NOT GUARANTEE THE ADEQUACY, ACCURACY, TIMELINESS AND/OR THE COMPLETENESS OF THE INDEX OR ANY DATA RELATED THERETO OR ANY COMMUNICATION, INCLUDING BUT NOT LIMITED TO, ORAL OR WRITTEN COMMUNICATION (INCLUDING ELECTRONIC COMMUNICATIONS) WITH RESPECT THERETO. MOTIF CAPITAL SHALL NOT BE SUBJECT TO ANY DAMAGES OR LIABILITY FOR ANY ERRORS, OMISSIONS, OR DELAYS THEREIN. MOTIF CAPITAL MAKES NO EXPRESS OR IMPLIED WARRANTIES, AND EXPRESSLY DISCLAIMS ALL WARRANTIES, OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE OR AS TO RESULTS TO BE OBTAINED BY INVESTOR’S IN THE INDEX OR FIA, OR ANY OTHER PERSON OR ENTITY FROM THE USE OF THE INDEX OR WITH RESPECT TO ANY DATA RELATED THERETO. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT WHATSOEVER SHALL MOTIF CAPITAL BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES INCLUDING BUT NOT LIMITED TO, LOSS OF PROFITS, TRADING LOSSES, LOST TIME OR GOODWILL, EVEN IF THEY HAVE BEEN ADVISED OF THE POSSIBLITY OF SUCH DAMAGES, WHETHER IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE.

Annuity guarantees rely on the financial strength and claims-paying ability of Sentinel Security Life. Issued by Sentinel Security Life.

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SSLRPMA-OT 01 V1

The Life and Annuity Shop, LLC. does not collect personal information from our users other than what is supplied to us on a voluntary basis. Users of www.annuity1.com may voluntarily supply certain personal information in correlation with our web site registration, e-mail newsletter and other requests for information.  The Life and Annuity Shop, LLC. may use such information for conducting the activities stated above, for internal marketing and promotional purposes. If the user does not want this information collected and used by us for the disclosed purposes, the user should “opt-out” and not provide the information. Furthermore, by voluntarily supplying certain personal information such as, but not, limited to telephone numbers, telephone facsimile numbers and e-mail addresses you are giving express invitation and permission to The Life and Annuity Shop, LLC. to communicate with you via, but not, limited to, telephone, telephone facsimile machine, computer, or other any device which has the capacity to transcribe text or images (or both) from an electronic signal received over a regular telephone line onto paper. I certify that I am currently a duly licensed insurance agent in at least one state.  By submitting the form you understand and agree with the information usage policy explained.

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Not affiliated with the U. S. government or federal Medicare program. This website is designed to provide general information on Insurance products, including Annuities. It is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that The Life and Annuity Shop, its affiliated companies, and their representatives and employees do not give legal or tax advice. Encourage your clients to consult their tax advisor or attorney.

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