The Power of Diversification
One of the great features of the TriVysta™ Fixed Indexed Annuity is the ability to diversify across all of the index strategy options. The TriVysta™ provides opportunities to enjoy the positives of market indexes, while mitigating the risk of declining markets. The great power of diversifying gives your clients the opportunity to grow their assets and build income for the future..
This material is for informational or educational purposes only, and is not a recommendation to buy, sell, hold or rollover any asset. It does not take into account the specific financial circumstances, investment objectives, risk tolerance, or needs of any specific person. In providing this information, Guggenheim Life and Annuity (d/b/a Guggenheim Life and Annuity Insurance Company in California) (“Guggenheim Life”) is not acting as your fiduciary as defined by the Department of Labor.
Guggenheim Life and Annuity Company, whose office is in Indianapolis, Indiana, issues the TriVysta Fixed Indexed Annuity. Annuity contracts contain limitations. Please consult the contract for more details regarding these limitations. The TriVysta Fixed Indexed Annuity and/or certain product features may not be available in all states. Guggenheim Life is not licensed in New York. This contract is issued on form number GLA-INDEX-01 or a variation of such. DBA Guggenheim Life and Annuity Insurance Company in California
Annuity contracts contain limitations. Please consult the contract for more details regarding these limitations such as, if applicable, varying surrender periods, surrender charges associated with early withdrawals and market value adjustments. Annuity contracts involve investment risk including possible loss of value.
This material is intended for insurance agent use only and is not intended for use with the public.
This Product (the “Product”) is not sponsored, endorsed, managed, sold or promoted by Deutsche Bank AG or any subsidiary or affiliate of Deutsche Bank AG. The Deutsche Bank Indices are the exclusive property of Deutsche Bank AG. “Deutsche Bank” and “CROCI” are proprietary marks of Deutsche Bank AG and its affiliates that have been licensed for certain uses and purposes to Guggenheim Life and Annuity Company (“GLAC”). Neither Deutsche Bank AG, CROCI, nor any affiliate of Deutsche Bank AG, nor any other party involved in, or related to, making or compiling the indices: (1) is acting in a fiduciary or product management capacity or providing any endorsement of the Product or investment advice of any kind; (2) has any obligation to take the needs of GLAC, the sponsor of the Product, or its clients into consideration in determining, composing or calculating the Indices; (3) is responsible for or has participated in the determination of the timing of, prices at, quantities or valuation of the Product; (4) WARRANTS OR GUARANTEES THE ACCURACY AND/OR THE COMPLETENESS OF THE INDICES OR ANY DATA INCLUDED THEREIN AND SHALL HAVE NO LIABILITY FOR ANY ERRORS, OMISSIONS, OR INTERRUPTIONS THEREIN OR THE ADMINISTRATION, MARKETING OR TRADING OF THE PRODUCT. The CROCI Indices have been built on the premise that the CROCI Economic P/E is an effective indicator of inherent value. This premise may not be correct, and prospective investors must form their own view of the CROCI methodology and evaluate whether CROCI is appropriate for them. Please see the Product Summary and Annuity Illustration for more information about the Indices and the Product.
The Guggenheim Life and Annuity Company (“TriVysta”) is not sponsored, endorsed, sold or promoted by Morgan Stanley & Co. LLC or any of its affiliates (collectively, “Morgan Stanley”). Neither Morgan Stanley nor any other party (including without limitation any calculation agents or data providers) makes any representation or warranty, express or implied, regarding the advisability of purchasing this product. The Morgan Stanley Diversified Select Index (the “Index”) is the exclusive property of Morgan Stanley. Morgan Stanley and the Index are service marks of Morgan Stanley and have been licensed for use for certain purposes by Guggenheim Life and Annuity Company. Neither Morgan Stanley nor any other party has or will have any obligation or liability to owners of this product in connection with the administration or marketing of this product, and neither Morgan Stanley nor any other party guarantees the accuracy and/or the completeness of the Index or any data included therein.
The “S&P 500 index” is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”), and has been licensed for use by Guggenheim Life and Annuity Company. Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Guggenheim Life and Annuity Company. TriVysta™ is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500 index.