Pacific Guardian Life (PGL) is a life company headquartered in Honolulu, Hawaii. The company was founded in 1961, but its history goes back to the 1947 start of Hawaiian Life Insurance Company, which PGL acquired in 1991.
PGL is a wholly owned subsidiary of Meiji Yasuda Life Insurance Company (MYL), which was formed through the merger of companies established in the 1880s. MYL is one of Japan’s top five life insurers with approximately in $385 billion in assets and over six million policyholders.
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Rating: A (Excellent) which is 3rd highest of 13 possible ratings. According to A.M. Best, “The ratings of Pacific Guardian Life reflect its balance sheet strength, which AM Best categorizes as strongest, as well as adequate operating performance, limited business profile and appropriate ERM.”
Rating: A/Stable where A is the 3rd highest of 10 possible ratings. According to Standard & Poor’s, “The stable outlook reflects expectations that the company will maintain a satisfactory business risk profile and moderately strong financial risk profile, while meeting company-specific assumptions. We also expect it to maintain capital adequacy at the ‘AAA’ confidence level, per our risk-based capital model.”