EquiTrust Life Insurance Company

EquiTrust Certainty Select® Multi-Year Guarantee Annuity Increase Effective 8/18/16

EquiTrust Certainty Select® Multi-Year Guarantee Annuity  Increase Effective 8/18/16

Rate Increase! 3% for 8 Years! Certainty Select MYGA

EquiTrust Certainty Select® Multi-Year Guarantee Annuity Increase Effective 8/18/16

2.75% FOR 6 YEARS 3.00% FOR 8 YEARS 3.25% FOR 10 YEARS

EquiTrust Certainty Select® Multi-Year Guarantee Annuity  Increase Effective 8/18/16

  • Available to applicants ages 0-90 • Nursing home waiver rider, applicant ages 0-80 (not available in MA) • Full Accumulation Value at Death • Available in 49 states Competitive Rates!
3 Years 1.80%
5 Years 2.50%
6 Years 2.75%
8 Years 3.00%
10 Years 3.25%

Current rates as of 8/18/16.

To see the current rates on the Agent Website, click here

Reminder: Certainty Select Pays Renewal Commissions! The 1% renewal commission applies to renewal of the guarantee period for in-force contracts for all Certainty or Certainty Select contracts – all issue dates! Renewal commissions are paid to agents with active EquiTrust contracts at the time of renewal.*

Competitive rates combined with the safety offered during these uncertain times make Certainty Select a compelling product for your clients – and for you!

Renewal Commissions paid only for guarantee periods of 3, 5, 6, 8, or 10 years. The initial rate guarantee period is 3, 5, 6, 8, or 10 years. Initial rate subject to change. Surrender charges are in effect for partial withdrawals in excess of the Free Withdrawal Amount or a full surrender before the end of the Guarantee Period. Surrender charges are a percentage of the Accumulation Value, and decline annually: 10, 10, 9, 9, 8, 8, 7, 7, 6, 5%. The Surrender Charge period matches the Guarantee Period. Surrender Charges may vary by state. Product features may vary by state. Contract issued on Contract Form Series ET-MYG-2000(06-09) or ICC13-ET-MYG-2000(07-13). EquiTrust Life Insurance Company, West Des Moines, IA. For Producer Use Only. IC16-ECN-1055